Uninsured and Underinsured Motorist Injuries

Car with smashed windshieldBeing involved in an automobile accident can be devastating. As you struggle to recover from injuries, medical bills and rehabilitation expenses can quickly become overwhelming. You need money fast—but what if the driver who hit you doesn’t have insurance at all or doesn’t have enough insurance to pay for your expenses?  Unfortunately, you could find yourself falling behind on mortgage payments and utility bills as you struggle to deal with insurance companies. Luckily, there are laws in place to protect you from such a catastrophe.

Accidents with Uninsured/Underinsured Motorist in Colorado – What’s Next?

If you have been injured by an uninsured or underinsured motorist, DON’T PANIC! Contact a Colorado personal injury attorney immediately. Recently, Colorado’s uninsured/underinsured motorist laws were revised to protect Colorado drivers who are injured in motor vehicle accidents (C.R.S. Section 10-4-609).  As a result, you may be entitled to more compensation that you think. Your personal injury attorney will be able to determine if you can file a claim under your own insurance policy. This enables you to obtain money for your injuries quickly and efficiently. Unfortunately, many insurance companies attempt to deny these claims, even when there are no grounds for denial.

Potential Problems with Uninsured/Underinsured Motorist Claims

Even if you own uninsured/underinsured motorist insurance, you may still have trouble filing a claim. Insurance companies have obligations to their shareholders to increase their profit margins. As a result,  they may deny your claims or delay compensation that is rightfully yours. In addition, they may treat you like an opponent and attempt to pay you less than you are owed. Unfortunately, many accident victims mistakenly settle with their insurance companies for far less that they are actually entitled to. While insurance companies do not want to pay more than they have to, you have every right to be compensated for the injuries you sustained – even if the other driver was uninsured. In this situation, you need an aggressive and compassionate personal injury attorney with an extensive knowledge of Colorado Insurance laws.

How our Denver Insurance Coverage Attorneys can Help

The Denver Insurance Coverage Attorneys at The Gold Law FirmAt the Gold Law Firm, we help navigate our clients through the confusion after an automobile accident. By working diligently with insurance companies and medical experts, we obtain the maximum compensation for all of our clients, regardless of their situation. If you are injured by an uninsured or underinsured driver, contact the Gold Law Firm today for a free consultation at (303) 694-4653.