What is Subrogation in an Injury Case?

 Posted on April 22, 2022 in Uncategorized

If you suffered an injury in a car accident in Denver, you may wonder who ultimately pays for your injuries and damages. After a car accident, your health insurance company might bear the burden of paying for your medical bills while you are in the hospital.

However, if the accident was not your fault, they will not want to bear this burden alone. If they find out that you received money in an injury settlement, they will want their cut. This is where subrogation comes into play.

Subrogation is a legal process where one party stands in the place of another party to assert a legal claim or right. In the context of an injury case, this means that if you are injured in a car accident and your insurance company pays for your medical bills, they may then seek reimbursement from the at-fault driver's insurance company through subrogation.

In some cases, this can happen even if you have not yet settled your personal injury case with the at-fault driver.

The purpose of subrogation is to ensure that the party who ultimately bears the responsibility for the damages pays for them. In many cases, this will be the at-fault driver's insurance company. However, there are some situations where subrogation may not be available or may not make sense.

If you are seeking compensation for pain and suffering or other non-economic damages in your personal injury case, your insurance company is not entitled to reimbursement for these types of damages. This is because these types of damages are not considered to be "medical expenses."

It is important to understand that not every company that seeks subrogation after a car accident is entitled to it. An experienced car accident attorney can review your case and identify the parties eligible for subrogation. Whether subrogation applies to your claim depends ultimately on who paid the bills and who is to blame for the accident.

If you have been injured in a car accident, it is important to speak with an experienced personal injury attorney to learn more about your rights and options. An attorney can help you understand the subrogation process and whether it applies in your case.

Contact Our Denver Injury Accident Law Firm Today

If you have been injured in a car accident, it is important to speak with an experienced personal injury attorney at The Gold Law Firm to learn more about your rights and options. An attorney can help you understand the subrogation process and whether it applies in your case.

Call The Gold Law Firm today. We can meet with you for a FREE and 100% confidential evaluation to answer all your questions. Call us today for a free consultation at 303-694-4653. With offices in Denver, Brush, Durango, and Loveland, we are here to help you.