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How to Get Your Car Repaired After an Accident

Published: December 20, 2018 5412 11:54 pm

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mechanic in shop holding tools | How to Get Your Car Repaired After an AccidentAfter a car accident, getting your car repaired may be the first thing on your mind. After all, you may need your vehicle to travel to and from work, take your kids to school, and enjoy your lifestyle. Unfortunately, the process of getting your vehicle repaired can take time and insurance companies don’t always make it easy. Understanding the uphill battle you may face is important to making it through the process of getting your car repaired. Here are some helpful tips on how to get your car repaired after an accident.

When The Other Driver is “At Fault”

Before you can get your car repaired, you must determine who is at fault for the accident. The “at fault” driver’s insurance company should be responsible for covering car repair costs. However, they will only pay up to the limits of the driver’s policy. If the at-fault driver’s insurance policy has a policy limit of $25,000, then their insurance company will only pay the first $25,000 in damages. If your repairs exceed this amount of money, then you will be stuck with the remainder of the expenses.

If the other driver doesn’t have enough money, you may be able to use your own comprehensive or collision insurance to cover the cost that exceed the “at fault” driver’s car insurance limits. If the driver didn’t carry insurance, and you purchased UM/UIM insurance, then you may be able to use this insurance to cover the cost.

When You’re At Fault

If you were the one who caused the accident, you will need to lean on your own insurance policy to cover your vehicle’s damages, as well as the damages to the other vehicle. If you own comprehensive or collision coverage, then you will be able to use this coverage to have your vehicle repaired – up to the limits of your insurance policy. You will be responsible for paying any deductibles before coverage will kick in.

Filing an Insurance Claim

Once you’ve determined who is responsible for your car accident and damages, you will need to file a car insurance claim. Once you’ve reported the accident, the insurance company may send an inspector out to have your vehicle inspected. Other insurance companies may allow you to have your vehicle inspected at a body shop. In some cases, you may be able to have your vehicle inspected at the repair shop of your choice.

During this inspection, the damage will be assessed and an estimate prepared as to how much money it will cost to repair. Often times, the insurance company and the auto repair shop disagree over the damage estimate. When this occurs, they will need to meet to discuss the process and arrive at a fair estimation.

Once the damages have been inspected and estimates agreed upon, the vehicle will need to be repaired. The insurance company may send a check to the repair shop for the repairs, or the insurance company may ask you to pay for the repairs and seek reimbursement from them. Be cautious if choosing this route, however, since you could end up paying more out-of-pocket expenses than originally agreed upon.

Contact Our Denver Car Accident Attorneys

Denver Personal Injury Attorneys of the Gold Law Firm Walking in Downtown DenverAt the Gold Law Firm, our Denver car accident lawyers can help you get your vehicle repaired quickly. We work with insurance companies to ensure that you are receiving the money you are entitled to every step of the way. Contact Gregory A. Gold of the Gold Law Firm today for a free consultation at (303) 694-4653.

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Many thanks to The Gold Law Firm. They were so helpful to me. I had no idea how personal injury issues worked and they managed the whole process. They were patient, caring and productive and I am grateful to them.

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My Lawyer Colleen Parsley of the Gold Law Firm was able to secure a great settlement for my personal injury case, very happy I went to them.

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Gregory Gold won my case! Needless to say everyone treated me like Gold! I recommend this Law firm to anyone! Thank you for everything!

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They are a blessing, and colleen is a caring person, not just an attorney. They are doing a lot for my son.

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I have worked with Greg Gold and his attorneys on a number of personal injury cases for our clients. His law firm is very creative and extremely talented. I would recommend him to anyone dealing with a car accident, insurance dispute, or catastrophic injury claim.

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The Gold Law Firm and Greg took on my unique case when no one else would. They were amazing through the whole process. Making sure we clearly understood everything. Always taking extra time to answer all our questions. In the end we got justice! I just learned that now they have a special victims unit, and it warms my heart to know that someone is there for those unique victims.

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This is a top-notch law firm who puts their client first. Colleen Parsley walked me through all the steps of my lawsuit. She is the best lawyer you can partner with. Mike Rosenberg was the insurance specialist and has outstanding expertise. Between the two of them we were able to settle my claim with two different insurance companies who had no intention of settling with me directly. I received a recommendation to contact the Gold Law Firm after a year of providing evidence and expecting coverage of my home damage after a water heater failure. I finally realized my only option was to hire a lawyer. I am very grateful that I found the best!

Michele Wood Byers -

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Greg was a genius when my son was in a car accident. Thanks so much!

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Greg Gold is an excellent Attorney that gets the job done he is probably the best personal injury Lawyer in Colorado and the surrounding States he is up on the latest cases and has a feel for what will work no nonsense he will not B.S. you to sign you up he is very selective about the cases he takes he won a Walmart case in Longmont for a world record 18 Million dollars and collected it for the injured lady truck driver.

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Cannot speak highly enough about the Gold Law Firm. My case was turned over to them when the original firm and the insurance firm reached an impasse. Michael took on the case and stuck with it until an additional settlement was reached. My children have a stress free start in life thanks to the efforts of the Gold Law Firm.

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This is one of the best law firms I have ever been introduced to. They are very informative and very friendly. They answer your calls ASAP and help explain everything you need to move forward with whatever you need.

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Colleen Parsley was instrumental in helping me after someone rear-ended me, causing a concussion, cracked teeth and neck injury. She is kind, professional and knows the law. I wanted someone to be effective but not a bully. Colleen was that and much more.

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I was in an accident with a driver who was texting. Mr. Gold was able to get me an appropriate settlement. His team was extremely professional and got justice for me. I would recommend The Gold Law Firm over any other firm.

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My attorney always kept his word he was very professional and was always available when I needed him he represented me in an honorable fashion and I have the utmost confidence in The Firm

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