7375 E. Orchard Rd. #300 Greenwood Village, Colorado 80111

Free Consultations 303.694.4653
              Click Here to Support Ukraine

Insurance Company Tricks & Tactics

Published: June 26, 2019 126 11:12 am


insurance adjuster talking to his client | Insurance Company Tricks and TacticsDespite the numerous advertisements, insurance companies are NOT on your side after an accident. Their main objective is to pay injured accident victims as little as possible, so they can increase their own profits. To do this, the insurance adjuster will look for any way possible to deny your claim outright or reduce the amount of your settlement. In order to obtain the money you need after a car accident, it is important to understand insurance company tricks and tactics that they frequently use to reduce your claims.

5 Insurance Company Tricks and Tactics

  1. Asking for a Recorded Statement – the insurance adjuster will call you and want you to submit a recorded statement. They will even seem polite and helpful and tell you that this is just a formality. Keep in mind that they’re looking for any way to reduce your claim. Anything you say can – and will – be used against you. When an adjuster asks for a recorded statement, simply say no and then call an attorney. 
  2. Offering a Quick Settlement – when an accident is particularly serious, the insurance company may offer you a quick settlement. They do this in the hopes that you will sign quickly, sometimes before the full extent of your injuries is truly known. Never sign anything without first speaking to an experienced Denver injury attorney. 
  3. Asking for Unnecessary Tests – in order to delay your claim, the insurance company may send you for unnecessary medical testing. They may then use these test results combined with their own doctor’s analysis as a basis for denying your claim. 
  4. Not Returning Phone Calls – one of the easiest ways an insurance company reduces its claims is by simply not returning phone calls promptly. The longer they can drag out your claim, the more desperate you will become as bills and expenses continue to rise. They know that the longer they can avoid paying you, the easier it will be to settle your claim. 
  5. Claim You Had a Pre-existing Condition – insurance companies will examine your medical records closely to see if you had a pre-existing condition. If you did, they may your injury to try and reduce their own liabilities. However, an experienced Denver injury attorney will be able to clearly show that your pre-existing injury was made worse by the accident you were in. 

Contact Our Denver Personal Injury Attorneys

The Gold Law FirmIf you’ve been injured in an accident because of another person’s negligence, you deserve to be compensated for your injuries and for any damages you suffered. Unfortunately, insurance companies work diligently to reduce claims. As such, they may try to offer you a settlement that is far below what you actually need to recover. At The Gold Law Firm, our attorneys can help level the playing field when negotiating with insurance companies. Contact Gregory A. Gold of the Gold Law Firm today for a free consultation at (303) 694-4653.



Don't take our word for it, read testimonials from people we've helped:

Past Client -

Personal Injury Client

Many thanks to The Gold Law Firm. They were so helpful to me. I had no idea how personal injury issues worked and they managed the whole process. They were patient, caring and productive and I am grateful to them.

Jerry Kennedy -

Personal Injury Client

My Lawyer Colleen Parsley of the Gold Law Firm was able to secure a great settlement for my personal injury case, very happy I went to them.

Sheila Smith -

Personal Injury Client

Gregory Gold won my case! Needless to say everyone treated me like Gold! I recommend this Law firm to anyone! Thank you for everything!

Samantha Brewer -

Personal Injury Client

They are a blessing, and colleen is a caring person, not just an attorney. They are doing a lot for my son.

T.L. -


I have worked with Greg Gold and his attorneys on a number of personal injury cases for our clients. His law firm is very creative and extremely talented. I would recommend him to anyone dealing with a car accident, insurance dispute, or catastrophic injury claim.

Jessica Yates -


The Gold Law Firm and Greg took on my unique case when no one else would. They were amazing through the whole process. Making sure we clearly understood everything. Always taking extra time to answer all our questions. In the end we got justice! I just learned that now they have a special victims unit, and it warms my heart to know that someone is there for those unique victims.

Janet Christensen -


This is a top-notch law firm who puts their client first. Colleen Parsley walked me through all the steps of my lawsuit. She is the best lawyer you can partner with. Mike Rosenberg was the insurance specialist and has outstanding expertise. Between the two of them we were able to settle my claim with two different insurance companies who had no intention of settling with me directly. I received a recommendation to contact the Gold Law Firm after a year of providing evidence and expecting coverage of my home damage after a water heater failure. I finally realized my only option was to hire a lawyer. I am very grateful that I found the best!

Michele Wood Byers -


Greg was a genius when my son was in a car accident. Thanks so much!

Miles W. -


Greg Gold is an excellent Attorney that gets the job done he is probably the best personal injury Lawyer in Colorado and the surrounding States he is up on the latest cases and has a feel for what will work no nonsense he will not B.S. you to sign you up he is very selective about the cases he takes he won a Walmart case in Longmont for a world record 18 Million dollars and collected it for the injured lady truck driver.

John R. -


Cannot speak highly enough about the Gold Law Firm. My case was turned over to them when the original firm and the insurance firm reached an impasse. Michael took on the case and stuck with it until an additional settlement was reached. My children have a stress free start in life thanks to the efforts of the Gold Law Firm.

Gina E. -


This is one of the best law firms I have ever been introduced to. They are very informative and very friendly. They answer your calls ASAP and help explain everything you need to move forward with whatever you need.

H A. -


Colleen Parsley was instrumental in helping me after someone rear-ended me, causing a concussion, cracked teeth and neck injury. She is kind, professional and knows the law. I wanted someone to be effective but not a bully. Colleen was that and much more.

Amy R. -


I was in an accident with a driver who was texting. Mr. Gold was able to get me an appropriate settlement. His team was extremely professional and got justice for me. I would recommend The Gold Law Firm over any other firm.

P.W. -


My attorney always kept his word he was very professional and was always available when I needed him he represented me in an honorable fashion and I have the utmost confidence in The Firm

Schedule A Free No Obligation


Time is of the essence.
Don’t answer another question without your attorney. 24/7 Confidential
Contact Form

We will return your email within 24-hours




    How did you find us?


    [anr_nocaptcha g-recaptcha-response]