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Are You Covered Against an Uninsured Motorist

Published: January 24, 2013 501 9:50 pm


Police lightsThere is a lot of talk about insurance. There are plenty of commercials on TV that encourage people to get insurance. Although it is required in Colorado to have insurance in order to legally drive many motorist choose to drive uninsured. The insurance research council estimated that in 2009 there were nearly 15% of motorists were driving without insurance. This means that there is a constant risk of being involved in a car accident with an uninsured motorist. Do you know what to do if you are involved in a car accident with an uninsured or under-insured motorist? Contact a Denver insurance claim dispute attorney today to learn how much compensation you are entitled to after being hit by an uninsured or under-insured motorist.

Do you know what your car insurance coverage pays for?

Specific to Colorado there is a provisional requirement for the coverage of uninsured and under-insured drivers. Uninsured motorist coverage is a part of your car insurance that you pay to protect you from uninsured or under-insured motorists. In the event that you are hit by an uninsured or under-insured individual your injuries and sometimes damages will be covered. It is helpful to have this policy in a state that has so many uninsured motorists sharing the roads. This is also effective in instances when a motorist who does not have enough coverage hits you. This type of coverage will help pay for all the injuries caused in the accident.

This is a recent change, so this law is applicable to all auto policies issued or renewed in Colorado on or after January 1, 2008. Uninsured motorist than means that they are no longer able to reduce or “set-off” the amount of compensation that policy holders receive. It is important that any time an insurance suggests that there may be a better way to save money on coverage you consider how much coverage you would have if you are involved in an accident that is your fault. If you feel that you are not receiving the financial compensation that you need from your policy it is time to speak to a Denver insurance claim dispute attorney.

Contacting a Denver insurance claim dispute attorney today can help you recover compensation you deserve!

attorney in foregroundAt the Gold Law Firm there are dedicated and experienced attorneys that understand how to beat insurance companies at their games. If your policy covers more than what your insurance company is willing to pay there is a chance that your insurance is acting in bad faith. This means that you are experiencing an insurance dispute. If this sounds like something that you are experiencing it is important that you seek out a Denver insurance claim dispute attorney. Not only is it ill advised to think that you can settle an insurance dispute on your own, but by doing so by yourself can risk not getting the full amount of compensation that you deserve.  Seek out a Denver insurance claim dispute attorney at The Gold Law Firm today.