If you suffered an injury in a car accident in Denver, you may wonder who ultimately pays for your injuries and damages. After a car accident, your health insurance company might bear the burden of paying for your medical bills while you are in the hospital.
However, if the accident was not your fault, they will not want to bear this burden alone. If they find out that you received money in an injury settlement, they will want their cut. This is where subrogation comes into play.
Subrogation is a legal process where one party stands in the place of another party to assert a legal claim or right. In the context of an injury case, this means that if you are injured in a car accident and your insurance company pays for your medical bills, they may then seek reimbursement from the at-fault driver's insurance company through subrogation.
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